Offer Terms

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Shop for your new home

 

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Prequalify for a home loan

 

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Purchase "the one"

 

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Get ready for the move of a lifetime!

 

Kick it off with a

 30-YEAR FIXED-RATE LOAN


Offer terms by Loan Type

FHA

4.875%
(5.859% APR)

VA††

4.875%
(5.429% APR)

OR
$35,000
TOWARDS CLOSING COSTS*
Up to $23,000 available on contracts signed by 1/31. Up to an additional $12,000 available when you finance through affiliate lender, Inspire Home Loans®

 

Unbeatable savings on your dream home start now.

 

Sign up to speak with a new home specialist & learn about offers in your area.

 
 

 

Additional information:

BUY YOUR HOME

Online

Start your new home journey today

in just a few easy steps.

Step 1 Shop for your  new home.
Step 2 Complete our buy online form.
Step 3 Submit an initial deposit.

Lock your rate!

Visit Inspire Home Loans® to get prequalified today

Ready to Find Your Dream Home?

Explore available homes — they won't last long!

Disclaimer

 

*Available only on the purchase of a home in the Concourse Crossing, The Landings at Pecan Park, Oak Creek Preserve, and The Villas at Bishop Oaks communities for contracts signed on or before 1/31/25. Receipt of up to $12,000 of the up to $35,0000 toward closing costs is contingent upon buyer closing a loan with our affiliated lender, Inspire Home Loans, and is subject to limits. Any incentive to use Inspire Home Loans may not exceed 3% of the sales price. The offer to pay closing costs does not include payment of prepaid taxes, property or mortgage insurance, or mortgage installments. Pre-Payment of HOA assessments are typically subject to lender limits. Rates are available only on the purchase of select Century Communities homes in Jacksonville, Florida that contract on or before 2/12/2025 and close on or before 2/28/2025. Availability of rate special is limited and subject to change at any time without notice. This offer may change upon exhaustion of funds. Rate special is based on a Seller contribution towards discount points and is available through our affiliated lender, Inspire Home Loans, and is subject to limits. The combined value of seller incentives, credits and other seller contributions may exceed lender limits established for the loan program for which buyer qualifies. Homebuyer should ask his or her lender about the impact of such limits. Prices, plans, and terms are effective on the date of publication and subject to change without notice. Square footage/dimensions shown is only an estimate and actual square footage/dimensions will differ.  Buyer should rely on his or her own evaluation of usable area. This is not an offering of property to residents in any jurisdiction that may have restrictions on interstate offerings of real estate, unless the property has been so registered, qualified or exemptions are available. It is the intent of Century to sell its residential homes pursuant to an exemption from the registration requirements the Interstate Land Sales Full Disclosure Act (15 U.S.C. 1701, et seq.). Pre-qualification is not loan approval and should not be considered a commitment to lend. It is intended as a preliminary assessment of your buying power based upon information provided by you. †Interest rate of 4.875% (5.859% APR) is for a 30-year fixed-rate FHA loan which will be owner occupied with a 3.5% down payment and a minimum credit score of 620. ††Interest rate of 4.875% (5.429% APR) is for a 30-year fixed-rate VA loan which will be owner occupied with a 0% down payment and a minimum credit score of 620.  VA loans are available to eligible veterans and certain other service members. To check eligibility requirements see: https://www.va.gov/housing-assistance/home-loans/eligibility/. Additional loan qualification requirements may apply as established by the Dept. of Veterans Affairs. Interest rates may not be available at time of loan commitment or closing. Loans are subject to credit approval. Restrictions and conditions may apply. Pre-qualification is not loan approval and should not be considered a commitment to lend. It is intended as a preliminary assessment of your buying power based upon information provided by you. Loan program is available through Inspire Home Loans® | NMLS # 1564276. Additional information found at NMLS Consumer Access: www.nmlsconsumeraccess.org. ©01/2025 Century Communities, Inc.